Putra, Shandy (0651226) (2013) Peranan Analisis Rasio Keuangan dalam Efektivitas Penilaian Permohonan Kredit (Studi Kasus pada Bank BNP Cabang Sudirman Bandung). Undergraduate thesis, Universitas Kristen Maranatha.
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Abstract
This study aims to Financial Ratio Analysis Role Effectiveness Assessment Credit Application (Case Study On Bank BNP Branch Sudirman Bandung). The study uses data analysis with linear regression models. Financial ratios divided into five basic categories, namely: Liquidity Ratios, Activity Ratios, Debt, Profitability Ratios, and Market Ratio, ratio describes the relationship between a number of the jmlah others, the use of tools such as ratio analysis explaining the good and bad financial position . Primary credit is trust, the confidence of the banks that the borrowers have a moral, character or nature of a personal nature in a positive, cooperative, and also have a sense of responsibility both in private life as a man, his life as a member of society, or even in the course of its business. The results of this study are: 1. Financial ratio analysis in assessing the bank's corporate credit pleading is sufficient, it is aimed at the acquisition of a score of 177 included in the excellent category. 2. Procedures to be followed in assessing a bank loan application has been effective, it is shown from obtaining a score of 198 included in good category. 3. Financial ratio analysis to support assessment of the effectiveness of a credit application has a role at 70.4%.
| Item Type: | Thesis (Undergraduate) |
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| Uncontrolled Keywords: | Financial ratio analysis, effectiveness, credit application |
| Subjects: | H Social Sciences > HF Commerce > HF5601 Accounting |
| Depositing User: | Perpustakaan Maranatha |
| Date Deposited: | 07 May 2015 09:45 |
| Last Modified: | 07 May 2015 09:45 |
| URI: | http://repository.maranatha.edu/id/eprint/12238 |
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