How education level improves the effect of financial attitude on financial satisfaction: evidence from Malaysian Single Mothers

Joni, Joni and Tan Ming Kuang, - and Suwarno, Henky Lisan and Malinda, Maya and Sing, Ramila Devi Ram (2024) How education level improves the effect of financial attitude on financial satisfaction: evidence from Malaysian Single Mothers. In: International Conference on Management and Marketing (ICMaM 2024), 4-5 Desember 2024, Selangor.

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Abstract

While financial attitudes play critical role in driving financial satisfaction, how education level moderate these relationships are remained unexplored, particularly in the context of single mothers in Malaysia. Comprehending the factors shaping single mothers’ financial satisfaction are significant because their role in managing home finances and the significant rise in the number of single mothers in Malaysia. This study investigates how education level affects the association between financial attitudes and satisfaction among single mothers in Selangor, Malaysia. Based on 34 participants from the PITKM [Pertubuhan Ibu Tunggal Kebangsaan Malaysia] Kuala Selangor community, the proposed hypotheses are analysed using regression approach. The results show that a positive financial attitude can increase their level of financial satisfaction. This study also shows that education level is negatively related to financial satisfaction. This could be due to psychological factors, such as optimism and resilience, which may have developed in individuals with lower education so that there is a tendency to focus on the positive aspects of life. In addition to its academic implications, this study also has implications for local governments, particularly in designing financial literacy development programs for their communities.

Item Type:	Conference or Workshop Item (Paper)
Contributors:	Contribution Contributors NIDN/NIDK Email Author Joni, Joni UNSPECIFIED UNSPECIFIED Author Tan Ming Kuang, - UNSPECIFIED UNSPECIFIED Author Suwarno, Henky Lisan UNSPECIFIED UNSPECIFIED Author Malinda, Maya UNSPECIFIED UNSPECIFIED Author Sing, Ramila Devi Ram UNSPECIFIED UNSPECIFIED
Uncontrolled Keywords:	education level, financial attitudes, financial satisfaction, single mothers, Malaysia
Subjects:	H Social Sciences > HF Commerce > HF5601 Accounting
Depositing User:	Perpustakaan Maranatha
Date Deposited:	24 Apr 2025 10:53
Last Modified:	24 Apr 2025 10:54
URI:	http://repository.maranatha.edu/id/eprint/34510

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