Descriptive Analysis of Financial Literacy SMEs in Bandung

Harianti, Asni and Malinda, Maya and Tjandra, Miki and Kambuno, Devas (2021) Descriptive Analysis of Financial Literacy SMEs in Bandung. International Journal of Trade, Economics and Finance, 12 (1). pp. 9-15. ISSN 2010-023X

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Abstract

One of the supporting factors for the success of MSME is determined by the intelligence of managing finances or known as financial literacy. Financial literacy is a basic requirement that must be possessed by MSME entrepreneurs which is closely related to the knowledge of personal and business financial management, as well as knowledge to gain access to capital through financial services or institutions. This descriptive study aims to see a picture of the level of financial literacy in SMEs in Bandung. The type of data used in this study are primary data and secondary data Primary data obtained through surveys using a questionnaire to see the level of financial literacy (Financial Fitness Quis / FFQ) developed by O'Neil. The questionnaire consisting of 20 practical financial statements, covering 5 (five) dimensions of financial management, was distributed to 343 SMEs in the city of Bandung. Secondary data obtained through observation and study of literature relating to research problems. The results of the study show that MSMEs in the city of Bandung must take actions that need to be considered in the future to improve their finances to avoid financial difficulties. As a form of concern for MSMEs in the city of Bandung and as a form of support for the government, researchers are trying to alleviate the illiteracy of financial actors of MSMEs through appropriate financial management training and making of a simple financial application program SAKA (peSAK Abdi).

Item Type:	Article
Contributors:	Contribution Contributors NIDN/NIDK Email UNSPECIFIED Harianti, Asni UNSPECIFIED UNSPECIFIED UNSPECIFIED Malinda, Maya UNSPECIFIED UNSPECIFIED UNSPECIFIED Tjandra, Miki UNSPECIFIED UNSPECIFIED UNSPECIFIED Kambuno, Devas UNSPECIFIED UNSPECIFIED
Uncontrolled Keywords:	Small Medium Entreprises (SMEs), Bandung, financial literacy, financial apps pe-SAK Abdi.
Subjects:	H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management
Depositing User:	Perpustakaan Maranatha
Date Deposited:	09 Apr 2023 21:53
Last Modified:	09 Apr 2023 21:53
URI:	http://repository.maranatha.edu/id/eprint/31684

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