Lampung, Gina Methya (1451146) (2018) Peranan Pertimbangan Rasio-rasio Solvabilitas Terhadap Keputusan Pemberian Kredit pada PT. Bank BPR Majalengka Jabar Cabang Cigasong. Undergraduate thesis, Universitas Kristen Maranatha.
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Abstract
Penelitian ini dilakukan untuk menguji dan menganalisis peranan antara Debt To Asset Ratio, Debt To Equity Ratio, Long Term Debt To Equity Ratio, Times Interest Earned Ratio, dan Operating Income To Liabilities Ratio terhadap keputusan pemberian kredit. Penelitian ini melihat seberapa besar variable independen yang diwakili oleh antara Debt To Asset Ratio, Debt To Equity Ratio, Long Term Debt To Equity Ratio, Times Interest Earned Ratio, dan Operating Income To Liabilities Ratio mempengaruhi keputusan pemberian kredit. Dalam penelitian ini, data yang digunakan adalah laporan keuangan debitur yang mengajukan kredit pada PT. Bank BPR Majalengka Jabar Cabang Cigasong. Populasi yang digunakan adalah nasabah yang mengajukan kredit kepada PT. Bank BPR Majalengka Jabar Cabang Cigasong. Sampel dalam penelitian ini dipilih dengan menggunakan purposive sampling method sehingga didapatkan 60 nasabah. Teknik analisis data yang digunakan adalah analisis regresi linear berganda. Hasil penelitian menunjukkan bahwa Debt To Asset Ratio, Debt To Equity Ratio, dan Operating Income To Liabilities Ratio secara parsial berpengaruh terhadap keputusan pemberian kredit. Sedangkan Long Term Debt To Equity Ratio, dan Times Interest Earned Ratio secara parsial tidak berpengaruh terhadap keputusan pemberian kredit. Dan secara menyeluruh Debt To Asset Ratio, Debt To Equity Ratio, Long Term Debt To Equity Ratio, Times Interest Earned Ratio, dan Operating Income To Liabilities Ratio memang berpengaruh terhadap keputusan pemberian kredit.
| Item Type: | Thesis (Undergraduate) |
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| Uncontrolled Keywords: | Debt To Asset Ratio, Debt To Equity Ratio, Long Term Debt To Equity Ratio, Times Interest Earned Ratio, Operating Income To Liabilities Ratio, dan Keputusan Pemberian Kredit |
| Subjects: | H Social Sciences > HF Commerce |
| Divisions: | Faculty of Economics > 51 Accounting Department |
| Depositing User: | Perpustakaan Maranatha |
| Date Deposited: | 11 Oct 2018 03:47 |
| Last Modified: | 11 Oct 2018 03:47 |
| URI: | http://repository.maranatha.edu/id/eprint/24908 |
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